Reference: Sharh ‘Umdatil-Fiqh – Tape No.8, Question No.20
Question: When the mu.adhdhin says:
« الصلاة خير من النوم »
…should the one who hears [the adhaan] say:
« لا حول و لا قوة إلاّ بالله »
…or what should he respond with?
Response: The correct [opinion] is that he should say:
« الصلاة خير من النوم »
…just as the mu.adhdhin says; this is based upon the generality of his ﷺ saying:
«When you hear the mu.adhdhin, say what he says»
…and the only exception is when he says:
« حي على الصلاة »
…and:
« حي على الفلاح »
As for the rest [of the adhaan], then he should say what the mu.adhdhin says.